Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc. References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.Įach company is a separate entity and is not responsible for another's financial or contractual obligations.Īdministrative services are provided by United HealthCare Services, Inc. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income. No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. The insurance companies provide a fee for me to help with coverage options, enrollment and service.Product design and availability varies by state. No Cost Help … there is no charge for my services. You will need to have both Medicare Part A and Part B in place and active in order to enroll in any Medicare Supplement, Medicare Advantage or Medicare Part D plan.Īnthem Dental PPO: Brochure & Application You can call Social Security, or enroll in Part B online (). Medicare Part A starts automatically when you turn 65, although Medicare Part B (outpatient coverage) many time does not start when you turn 65 unless you notify Medicare. In both cases you will need to check with Social Security to make sure your Medicare Part B coverage is starting when you want it to start. When approaching age 65 or if you are already 65 but are on a group health insurance plan (in which care you do not need to start Medicare). If they accept Medicare, by law they must accept the secondary insurance, which in this case is the Medicare Supplement or Medigap plan. You can see doctors and hospitals in other cities, counties and States if you wish, there are no networks to check. Medicare Supplement Policies, you are able to see any doctor hospital or provider as long as they accept Medicare. The available PPO Advantage plans are only in a few Southern California Counties. Santa Clara County currently only offer HMO Advantage plans. If not you will need to find a new Primary Care Doctor when you enroll in the Medicare Advantage plan. It’s very important to make sure your doctor is contracted with the plan you choose. Anthem, Blue Shield and Aetna all have several HMO’s to choose from. If you want to also take a look at the available Medicare Advantage HMO plans in the Sunnyvale area, you can do that here. Here is a little info regarding the Medicare Part D. If you need help with comparing Part D plans, give me a call, I’ll be happy to help. The best way to review and compare plans is to enter your medications into the Medicare website, it sorts the results showing the best plans for your medication list through the worst plan for your meds. There are currently 26 Part D plans available for Sunnyvale (Santa Clara County) residents. You will need to choose and enroll in a Medicare Part D Rx plan to help with your prescription costs. Don’t forget your Medicare Part D Rx plan If both enroll in the same company and plan, you premiums will be discounted. Most of the above companies also have a “spouse discount” with saving between 5% – 12%. If you are new to Medicare and are enrolling into a Medicare Supplement, both Anthem, Blue Shield and Health Net offer a $20 – $30 per month discount for the first year you are on Medicare. $750 allowance toward a hearing device(s) every year.Įl Camino, O’Connor, Santa Clara Valley Med Center, Palo Alto Medical Foundation, Stanford, Good Samaritan, Regional Medical Center of San Jose, San Mateo Medical Center, Mills Hospital.Fitting evaluation for a hearing aid(s).1 routine hearing exam every 12 months.$100 allowance for contact lenses – every 12 months, in lieu of eyeglass lenses.$100 allowance for frames – every 24 months.Also the monthly premiums are less then before. This new plan is identical to the traditional plan F but it also includes “hearing” and “vision” benefits at no additional cost. Medicare Supplement Rates Anthem “Innovative”īe sure to compare the new Anthem Medicare Supplement “Innovative” Plan F. The companies are: Aetna, Anthem, Blue Shield, Health Net and UnitedHealthcare. Other rates and plans are available from some of the most competitive and well respected insurance companies. Anthem Innovative Plan F Medicare Supplement in Santa Clara County.
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